Invisalign or any clear orthodontic treatment is costly, averaging about $5,000 in the US. “How can I save on straightening my teeth?” is a question in the minds of many candidates.
To begin, “price comparison” is NOT the way to save on Invisalign, though it may seem common-sensical and time-tested. Why not?
- Picking a price is also picking the provider who offers that price! Price comparison kills the flexibility as to provider… that’s a dear price already!
- Price comparison focuses away from quality, the very goal for your smile in undergoing Invisalign. If quality is low, money and time invested are lost. Whereas a TV can be returned for full refund failing quality, an orthodontic treatment cannot.
- Price comparisons tend to identify lower quality. This may mean an Invisalign provider who seeks to build experience, or takes shortcuts in planning the treatment, or simply aims to meet a quota. Unlike a TV, about which independent online reviews are available, an Invisalign provider limits you to his/her self-referential claims and references.
- In big cities with enough competition among providers, most prices are similar (within a few hundred dollars), and therefore poor differentiators of providers.
Dental cleanings, fillings, extractions, implants, X-rays all qualify… so do acupuncture, eye glasses or Lasik!
Employers set a maximum FSA amount per year, typically at most $5,000. Starting in 2013, the IRS will limit it to $2,500 per person per year. If these limits seem problematic, they need not be. If your spouse also can opt for an FSA, this FSA may be used to pay for your Invisalign. If your spouse also wishes Invisalign, fine, the following year you switch roles and devote both your FSAs to your spouse’s Invisalign. The tax savings are the same if you file jointly, and in any case significant. What if a spousal FSA is unavailable? If you are planning other dental work, ask your Invisalign provider for a discount on Invisalign this year and “full price” on the other dental work next year – you may offer a good faith deposit for the future work. Then simply play FSA two years in a row. Use your creativity!
Courtesy of ezinearticles.com by Parisa S Safaei